Image Source: Capital Minds
Karnataka Bank reported aggregate business of Rs.1,81,394.37 crore as of December 31, 2025, marking a 3% QoQ increase. Net profit stood at Rs.2.91 billion, while gross NPA improved to 3.32%. The bank highlighted stronger advances, stable margins, and enhanced digital transformation initiatives.
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Karnataka Bank Ltd has announced its Q3 FY26 results, showcasing consistent growth and resilience across key financial parameters. The Board of Directors approved the quarterly and nine-month results at its meeting in Mangaluru, underlining the bank’s focus on strengthening its retail, agriculture, and MSME segments.
Key Highlights
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Gross advances reached Rs.77,282.85 crore, reflecting a 4.9% QoQ growth
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Aggregate deposits stood at Rs.1,04,111.52 crore, up 1.3% QoQ
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Net profit recorded at Rs.2.91 billion, compared to Rs.2.83 billion in Q3 FY25
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Net interest margin stood at 2.92%, slightly lower than the previous year’s 3.02%
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Gross NPA increased to 3.32%, while Net NPA improved to 1.31%
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Provisions and contingencies amounted to Rs.948.6 million
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Interest earned during the quarter was Rs.22.20 billion
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Capital adequacy ratio stood at 19.94%, maintaining strong regulatory compliance
The bank emphasized its digital transformation drive, embedding analytics into core processes to enhance efficiency and customer experience. CEO Raghavendra S. Bhat reiterated the institution’s mission to build a high-quality credit portfolio while leveraging technology for sustainable growth.
Source: Karnataka Bank Ltd Press Release
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