New Year 2026 Bank Holiday: State-Wise Closures Announced

Bank Holiday Update: January 1, 2026

As India welcomed the New Year, the Reserve Bank of India’s official holiday calendar confirmed selective bank closures across the country. While branches in many states remain open, others observe holidays tied to New Year celebrations and local festivals. Customers can continue to access services via ATMs, UPI, and net banking.

Key Highlights:

• States with Bank Closures on Jan 1: Mizoram, Tamil Nadu, Sikkim, Manipur, Arunachal Pradesh, West Bengal, Nagaland, and Meghalaya.
• Reason for Holiday: Observance of New Year’s Day and regional festivals such as Gaan-Ngai in Manipur.
• Operational States: Banks in other regions remain open, ensuring continuity of services.
• Digital Services: Net banking, mobile banking, UPI, and ATMs remain unaffected nationwide.
• January 2026 Outlook: Banks will observe up to 16 holidays across the month, varying by state for events like Mannam Jayanthi, Pongal, Republic Day, and regional commemorations.

This state-wise variation underscores the importance of checking local holiday schedules before planning branch visits, especially at the start of the year.

Sources: Livemint, Times of India, Goodreturns, News18, Business Standard