One Tap, All Accounts: Paytm’s New Feature Ends the Bank Balance Hide-and-Seek

Image Source: Paytm

Paytm has introduced a game-changing feature for millions of users with multiple bank accounts: the Total Balance Check for UPI-linked accounts. Now, instead of using the time-consuming step-by-step process of balance checking and recharging on each account, users can see their entire bank balance in real-time—right from the Paytm app. The feature will simplify money management, speed it up, and make it more transparent for all—working professionals, students, and entrepreneurs.

Key Highlights

Unified Balance View: See all your UPI-linked bank accounts' combined balance in one view—no app switching or manual calculation.
Real-Time Balances: Balances are dynamically pulled and aggregated post UPI PIN verification, so you always possess the most current snapshot of your money.
Individual and Total Balances: The individual account balances and the total are also displayed at the top of the screen so that the program can track them easily.
Simple Steps to Utilize
- Open the Paytm app and navigate to the "Balance & History" option.
- Link your UPI-enabled bank accounts if not already linked.
- Click on all accounts and input your UPI PIN to verify its balance.
- The aggregate balance of all accounts that are linked is displayed automatically at the top.
Enhanced Privacy & Convenience: The recent updates also enable users to hide/unhide a specific payment, provide home screen widgets, make custom UPI IDs, and download UPI statements in PDF or Excel.
Global Presence: Paytm offers UPI payments in the UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal so that Indian travelers can feel comfortable.
Who Will Benefit Most: Anyone who has more than one bank account for salary, savings, or spending—especially those who want a single, real-time view of their money.

Why It Matters

This facility eliminates the hassle of handling finances in various accounts, instilling users' confidence to budget, save, and spend better. With Paytm leading the way in innovation, its latest 'Total Balance Check' establishes it as the trendsetter in digital payments and personal finance management in India and across the world.

With Total Balance View, Paytm app users with multiple bank accounts that are linked for UPI can easily view total and individual bank balances. This will help track expenses, plan spends, save, and make smarter financial choices," said a Paytm spokesperson.

Source: The Indian Express, NewsBytes, CNBC-TV18, Paytm Blog, AngelOne, India TV News, Republic World.