Paisalo Digital: Why This LIC-Backed NBFC Is Catching Everyone’s Eye on Monday

If you follow the markets, you might notice a lot of chatter about Paisalo Digital as trading opens this Monday. LIC owns a big stake in this NBFC, and the company is making headlines for a few reasons that investors are watching closely.

 

What’s Happening?

Paisalo Digital just redeemed 1,200 non-convertible debentures (NCDs) worth Rs 1 lakh each, right on schedule. These NCDs carried a 9.95% interest rate and matured on July 12. There are still 600 more NCDs from the same series, and those will be redeemed in October. This kind of timely repayment is a good sign—it shows the company has strong liquidity and is serious about meeting its debt obligations.

 

On top of that, Paisalo recently raised Rs 30 crore by issuing commercial papers to SBI at an 11% yield. Moves like this help the company diversify its funding and keep operations running smoothly.

 

How’s the Business Doing?

Financially, Paisalo Digital is on solid ground. The company reported a net profit of Rs 45 crore for the March quarter, up 26% from last year. For the full year, net sales hit Rs 711 crore and net profit reached Rs 200 crore. Over the past five years, the stock has delivered over 200% returns, thanks in part to backing from institutions like LIC and SBI Life.

 

What’s Next?

Paisalo is set to announce its Q1 results for FY26 on July 21. With a focus on rural and semi-urban lending and a growing network, the company is well-positioned for more growth. Investors will be watching closely to see if the momentum continues.

 

Sources: India TV News, Motilal Oswal, Money9, Business Standard, NSE, Paisalo Digital, Economic Times, Simply Wall St, Moneycontrol