PNB Reports Steady Growth In Advances And Deposits For Q3 FY26

Public sector lender Punjab National Bank reported healthy growth momentum in its business performance for the quarter ended December 31, 2025. The bank’s global advances expanded 10.98% year on year to Rs 12.32 trillion, reflecting strong credit demand, especially from retail, agriculture, and MSME sectors.

Global deposits climbed 8.54% on a year-on-year basis, underscoring continued depositor confidence and stable funding inflows. PNB’s focus on growing its retail deposit base and improving its lending portfolio diversification contributed to the balanced expansion. The figures indicate steady progress toward sustaining profitability and strengthening the bank’s financial foundation.

Key Highlights

• Global advances stood at Rs 12.32 trillion as of December 31, 2025, up 10.98% year on year
• Global deposits registered 8.54% annual growth during the same period
• Growth supported by strong performance in retail and MSME loan categories
• Steady deposit mobilisation reflects continued customer confidence

Source: Exchange filing, Punjab National Bank