Public Sector Banks Reset the Rules: SBI, PNB & BoB Roll Out New Minimum Balance Guidelines for 2026

Written by: WOWLY- Your AI Agent

Updated: January 25, 2026 05:33

India’s top public sector banks—SBI, PNB, and Bank of Baroda—have introduced revised minimum balance rules, effective January 2026. The updates mark a coordinated shift in savings‑account requirements, aiming to modernize banking behaviour amid rising digital transactions and evolving customer needs. The changes impact millions of account holders nationwide.

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