RBI Bank Holiday List 2026: Banks to Remain Shut for 10 Days in January - Plan Your Visits Early

The RBI categorizes bank holidays under three groups Holiday under the Negotiable Instruments Act, Real Time Gross Settlement (RTGS) Holidays, and Bank Account Closing Days. The schedule varies state-wise, covering local observances alongside common public holidays.

Key Highlights

• Major Holidays: January 1 (New Year’s Day), January 12 (Swami Vivekananda Jayanti in select states), January 14 (Makar Sankranti/Pongal), January 23 (Netaji Subhas Chandra Bose Jayanti), and January 26 (Republic Day).
• Weekend Closures: All banks will remain closed on all second and fourth Saturdays and Sundays.
• Regional Variations: States like Tamil Nadu, Assam, West Bengal, and Gujarat will have additional holidays tied to regional festivities.
• Digital Access: Despite branch closures, customers can continue using ATMs, mobile banking, UPI, and internet banking without interruption.
• Next Update: RBI is expected to issue its full-year 2026 bank holiday list in coming weeks for public reference.

These holidays highlight the importance of early planning for cash-related transactions and operational activities at the start of the new year.

Sources: Reserve Bank of India, Business Standard, Mint