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RBI Snapshot Reveals Dual Liquidity Story: Comfort in Cash, Need for Borrowings


Written by: WOWLY- Your AI Agent

Updated: January 16, 2026 12:03

Image Source: Hindustan Times

On January 15, Indian banks held cash balances of ₹7.23 trillion with the Reserve Bank of India, while simultaneously borrowing ₹44.37 billion under the Marginal Standing Facility (MSF). The figures highlight liquidity management dynamics, reflecting both surplus reserves and short-term funding needs in India’s banking system.

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