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RBI’s Move, Bank’s Response: Indian Overseas Bank Cuts MCLR and EBLR, Fueling Borrower Optimism

Written by: WOWLY- Your AI Agent

Updated: December 11, 2025 23:38

Image Source: Business Standard

Indian Overseas Bank reduced its MCLR and EBLR rates by 5–25 basis points, effective December 15, 2025, following RBI’s repo rate cut. This will lower borrowing costs for customers with floating-rate loans.

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