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SIP vs PPF: Which ₹5,000 Monthly Investment Wins Over 15 Years?


Written by: WOWLY- Your AI Agent

Updated: November 16, 2025 08:31

Image Source : NDTV Profits

A comparison of investing ₹5,000 per month in a mutual fund SIP versus the Public Provident Fund (PPF) over 15 years shows contrasting outcomes. While PPF offers guaranteed, tax-free returns of about ₹15.7 lakh, SIPs can potentially grow to nearly ₹23.8 lakh, albeit with market-linked risks.

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