Fedbank Financial Services Limited reported robust Q3 FY26 results, with standalone net profit skyrocketing 368.6% year-on-year to Rs 87.9 crore from Rs 18.8 crore. Total revenue from operations reached Rs 555 crore, while AUM expanded 17.4% to Rs 17,500 crore amid record disbursements. This performance underscores strong operational momentum in a competitive NBFC landscape.
Fedbank Financial Services, a leading retail-focused NBFC specializing in Loan Against Property and Gold Loans, announced its financial results for the quarter ended December 31, 2025. The company, promoted by Federal Bank, showcased impressive growth driven by higher net interest income and controlled credit costs. Net interest income rose 16.8% YoY to Rs 318.9 crore, bolstered by a 95.8% surge in disbursements to Rs 8,606 crore. Operating profit climbed 11.7% to Rs 149.4 crore, reflecting efficient cost management with a stable cost-to-income ratio of 57%.
Key Highlights
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Net profit jumps 368.6% YoY to Rs 87.9 crore on standalone basis
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Total revenue from operations at Rs 5.55 billion, up from prior periods
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AUM grows 17.4% YoY to Rs 17,500 crore
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Disbursements soar 95.8% YoY to Rs 8,606 crore
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Gross NPA edges up to 2.1%, net NPA at 1.4% with credit cost of 0.9%
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Branch network expands to 730 across 17 states
Sources: Fedbank Financial Services Press Release, BSE Announcement, Company Filing