RBL Bank’s Momentum Continues: Deposits, Advances, And Efficiency Metrics Signal Strong FY26 Performance

RBL Bank Limited has announced provisional business updates for the quarter and year ended March 31, 2026. The lender crossed the Rs. 2.5 lakh crore milestone in total business, reflecting strong momentum across deposits and advances.  

Deposit Growth Momentum  
Total deposits stood at Rs. 1,39,037 crore, marking a 25% YoY increase. CASA deposits rose 23% YoY to Rs. 46,723 crore, with the CASA ratio at 33.6%. Liquidity coverage remained healthy at 130%.  

Advances Expansion  
Gross advances reached Rs. 1,15,488 crore, up 22% YoY. Retail advances grew 18% YoY, while wholesale advances expanded 27% YoY. Secured retail advances led the charge with a 36% YoY jump. The retail-to-wholesale mix stood at 59:41.  

Key Highlights  

• Total business crossed Rs. 2.5 lakh crore, up 24% YoY  
• Deposits below Rs. 3 crore rose 16% YoY  
• CASA deposits surged 23% YoY, CASA ratio at 33.6%  
• Secured retail advances grew 36% YoY  
• Wholesale advances expanded 27% YoY  
• JLG segment collection efficiency at 99.7% in March 2026  

Sources: RBL Bank Limited regulatory filing