8 Smart Ways to Maximize Seasonal Rewards with Credit Cards:

1. Choose the Right Card: Use credit cards offering high rewards, cashback, or points on festive categories like shopping, dining, or travel.


2. Take Advantage of Seasonal Offers: Look for limited-time festive deals from your card issuer, including cashback, bonus points, and partner merchant discounts.


3. Use Category-Specific Cards: For maximum benefits, use cards tailored to specific spending categories like groceries, fuel, or online shopping.


4. Stack Discounts: Combine credit card offers with store discounts, coupon codes, and e-commerce platform sales for extra savings.


5. Redeem Points Strategically: Use accumulated rewards for gift cards, travel vouchers, or big-ticket purchases during the festive season.


6. Track Expiry Dates: Ensure your reward points or cashback don’t expire by checking redemption timelines.


7. Plan Big Purchases: Use features like “No Cost EMI” or “Buy Now, Pay Later” for expensive items to save on interest while earning rewards.


8. Pay Bills on Time: Avoid late fees and interest charges by paying your credit card bills on time to keep your savings intact.

Source: Times Now, News 18