Beyond 80C: Five Smart Tax-Saving Moves You Shouldn’t Miss

Tax experts are urging Indian taxpayers to explore lesser-known deductions beyond Section 80C to optimise savings under the current regime.

Strategic Deductions:  

- Section 80D: Claim up to ₹1 lakh for health insurance premiums covering family and senior citizen parents  
- Section 80CCD(1B): Additional ₹50,000 deduction for voluntary NPS contributions  
- Section 24: Up to ₹2 lakh deduction on home loan interest for self-occupied property  
- Section 80E: Unlimited deduction on education loan interest for higher studies  
- Section 80G: Donations to approved charities offer flexible exemptions

Sources: ET Money Tax Planning Guide, ClearTax FY 2025-26 Advisory, Paytm Tax Insights 2025