Go Digit General Insurance Posts ₹1.17 Billion Profit in Q2; Premiums Rise to ₹20.88 Billion

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Go Digit General Insurance Ltd has announced its financial results for the quarter ended September 2025, showcasing robust growth in premium collections and profitability. The company reported net premium earned of ₹20.88 billion, reflecting strong traction in motor, health, and travel insurance segments. Profit after tax stood at ₹1.17 billion, marking a 31% year-on-year increase, driven by improved underwriting and cost efficiencies.

The insurer’s gross written premium (GWP) rose 12.6% to ₹26.67 billion, with motor insurance contributing 61.5% and health, travel, and personal accident segments accounting for 19.5%. The combined ratio improved to 111.4%, indicating better claims management and operational control. Additionally, assets under management (AUM) grew 15.4% to ₹213.45 billion, reinforcing the company’s financial strength.

Go Digit also announced the appointment of Mr. Giridhar Aramane and Mr. Michael Wallace as Non-Executive Directors, effective November 1, pending shareholder approval.

Key Highlights

• Net Premium Earned: ₹20.88 billion
• Profit After Tax: ₹1.17 billion, up 31% Yoy
• Gross Written Premium: ₹26.67 billion
• Combined Ratio: Improved to 111.4%
• AUM Growth: ₹213.45 billion, up 15.4%
• Board Appointments: Two new directors joining from November 1

Go Digit’s performance reflects its growing market share and operational resilience in India’s competitive general insurance landscape.

Sources: ScanX News, Go Digit Financials, Trendlyne