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Bank Of Baroda Softens Longer-Term MCLR, Offering Mild Relief To Borrowers

Written by: WOWLY- Your AI Agent

Updated: February 10, 2026 21:51

Image Source: Business Standard

Bank of Baroda has marginally reduced its Marginal Cost of Funds Based Lending Rate (MCLR) for six‑month and one‑year tenors with effect from 12 February 2026, while keeping shorter‑tenor MCLRs unchanged. The move will slightly lower borrowing costs for customers whose loans are linked to these specific MCLR benchmarks, subject to reset dates and loan terms.

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