Capital Small Finance Bank Ltd has reported strong financial performance in the September quarter, with total deposits increasing by 19.8% year-on-year and gross advances rising 17.7% YoY. The bank’s focus on secured loan segments and retail deposit growth has driven this solid expansion, reflecting resilience and operational strength.
Deposit Growth: Total deposits surged 19.8% YoY, supported by a healthy retail deposit franchise.
Loan Advances: Gross advances increased 17.7% YoY, emphasizing secured lending focused on low-risk customers.
Strategic Focus
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Retail-centric lending approach with zero direct Microfinance Institution exposure.
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Continued emphasis on granular and high-quality loan book growth.
Performance Outlook: Maintains stable asset quality and healthy net interest margins.
Sources: Capital Small Finance Bank official reports, financial disclosures