Satin Creditcare Eyes Rs 5,000 Crore Debt Raise to Power Microfinance Growth

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Satin Creditcare Network Ltd is set to evaluate a major fundraising proposal via nonconvertible debentures (NCDs), aiming to strengthen its lending capacity and expand financial inclusion efforts.

Key Highlights:

The board will meet on June 27, 2025, to consider raising up to Rs 5,000 crore through NCDs in one or more tranches via private placement.
The issuance will be subject to shareholder approval and regulatory clearances under applicable laws.

Strategic Context:

Satin Creditcare is among India’s top microfinance institutions, operating across 26 states and 95,000 villages.
The funds will support its diversified lending portfolio, including MSME loans, affordable housing finance, and business correspondent services.

Financial Snapshot:

The company reported a Q4 FY25 net profit of Rs 21.89 crore, down 82.9% YoY, with total income declining 3.8% to Rs 622.50 crore.
The move is seen as a step to stabilize earnings and fuel longterm growth.

Sources: Business Standard, MoneyWorks4Me, Angel One.