SIP Powerhouses: India’s Top 5 Mutual Funds Delivering Record 10-Year Returns

Mutual Fund SIPs Hit New Highs as Investors Reap Big Gains

In a remarkable year for Indian mutual fund investors, the top five mutual funds have delivered exceptional 10-year SIP returns, transforming disciplined monthly investments into substantial wealth. The surge in SIP inflows and robust fund performances have dominated headlines, with sectoral and mid/small-cap funds leading the charge. Here’s a roundup of the latest developments and key highlights shaping the mutual fund landscape in 2025.

 

Top 5 Mutual Funds with Highest 10-Year SIP Returns

 

Quant Small Cap Fund

Nippon India Small Cap Fund

Motilal Oswal Midcap Fund

Quant ELSS Tax Saver Fund

Edelweiss Mid Cap Fund

Key Highlights

 

SIP Inflows at Record High: SIP inflows soared to an all-time high of ₹27,269 crore in June 2025, reflecting growing investor confidence and discipline.

 

Small & Mid Cap Outperformance: Small- and mid-cap funds outperformed large caps, with 10-year SIP CAGR ranging from 22% to 27%.

 

Sectoral Funds Shine: Infrastructure and thematic funds also posted strong returns, though with higher volatility.

 

Long-Term Wealth Creation: A ₹10,000 monthly SIP in the top fund (Quant Small Cap) would have grown to nearly ₹49 lakh in 10 years.

 

Diverse Opportunities: The top performers include small-cap, mid-cap, and tax-saving (ELSS) funds, offering options for varying risk appetites.

 

Latest Announcements

 

AMFI Data Release: Mutual fund industry net inflows surged 69% month-on-month in June, with equity and SIP contributions leading the growth.

 

Expert Advice: Analysts recommend continuing SIPs in flexi-cap, large-cap, and hybrid funds for stability, while highlighting the wealth-creation potential in small- and mid-cap categories.

 

Source

Financial Express, Zee Business, CNBC TV, Economic Times