A Super Top-Up health insurance policy is a financial investment that provides extra security against increasing medical bills. Unlike regular top-up policies, Super Top-Up policies cover cumulative medical bills throughout the year and are suitable for those with long-term ailments or who are often hospitalized. These plans provide increased coverage limits at reduced premiums when compared to the purchase of an individual policy with a higher sum insured. The ability to select deductibles provides policyholders with the flexibility to customize their coverage based on their budget and existing health insurance schemes. By serving as a supplement to core policies, Super Top-Up policies guarantee that persons are not economically under-pressure in medical exigencies, thus becoming an indispensable element of comprehensive health insurance packages.
Source: Insurance Times India