HDFC Bank has scheduled UPI downtime on December 13 and 21, 2025, from 2:30 AM to 6:30 AM IST for system maintenance. Customers will be unable to use UPI-linked services during these periods and are advised to use alternatives like PayZapp wallet. The upgrades aim to enhance efficiency and reliability.
HDFC Bank has issued an advisory regarding scheduled UPI service downtime in December 2025 due to essential system maintenance. Customers are urged to plan transactions accordingly to avoid inconvenience.
Key Highlights
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Maintenance Dates: UPI services linked to HDFC Bank accounts will be unavailable on December 13 and December 21, 2025, between 2:30 AM and 6:30 AM IST.
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Duration: Each downtime window will last four hours, impacting payments, transfers, and merchant transactions via UPI.
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Alternative Options: Customers are advised to use PayZapp wallet or other payment methods during the downtime.
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Reason for Downtime: The bank stated the maintenance is aimed at upgrading systems and improving efficiency for smoother digital banking experiences.
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Impact: Both individual users and merchants relying on HDFC Bank UPI services will be affected during these windows.
Broader Context
With UPI being India’s most widely used digital payment system, scheduled downtimes are critical for system upgrades and security enhancements. HDFC Bank emphasized that these measures will ensure better reliability and performance in the long run, despite temporary inconvenience.
Sources: Economic Times, Angel One, Zee News Hindi