Paisalo Digital Gears Up: ₹500 Mn NCD Issue with Green Shoe Boost

Fundraising Strategy Unveiled

Paisalo Digital Ltd, a key player in India's microfinance and digital lending space, has greenlit a fresh NCD tranche to bolster its lending portfolio. The move comes amid robust AUM growth, with the NBFC focusing on underserved Bharat segments. Tentative allotment aligns with today's market session, signaling timely capital infusion.​

Key Highlights

Issue Details: Up to 5,000 unsecured NCDs at ₹1 lakh face value; base ₹250 Mn + green shoe ₹250 Mn (total ₹500 Mn); 3-year tenure, 8.50% p.a. coupon paid quarterly.​

Security & Listing: Backed by 1.10x charge on loan receivables; proposed BSE listing for liquidity; redemption at par post-36 months.​

Timeline: Committee approval November 21, 2025; allotment December 9, 2025; penalty 2% extra interest on delays.​

Context: Builds on prior NCDs/CPs; supports AUM expansion amid rising retail credit demand in rural India.​

Sources: Paisalo Digital filings, Business Standard, Prysm.fi