Understanding Health Insurance Coverage for Home Treatment in India

In India, health insurance policies have included a feature known as domiciliary hospitalization that covers medical treatment at home if hospital admission isn't possible. This provision has gained prominence lately, especially with the COVID-19 pandemic when hospital beds became scarce. Coverage specifics vary with insurers, though. While some policies provide domiciliary hospitalization as an in-built feature, others offer it as an add-on. To ascertain the scope and coverage of hospital treatment, such policyholders also need to cross-check their policies for home treatments along with considering these policies to extend their healthcare benefit.

Source: ECONOMIC TIMES