Cholamandalam Investment Reports Rs 11.6 Billion Profit In Q2 On Robust Revenue Growth

Strong Q2 Performance Underscores Lending Momentum And Asset Stability

Cholamandalam Investment and Finance Company Ltd, a leading non-banking financial institution under the Murugappa Group, announced its Q2 FY2025–26 results with impressive growth across key financial metrics. The company recorded consolidated revenue from operations of Rs 74.91 billion and a net profit of Rs 11.6 billion for the quarter ended September 30, 2025.

The growth was driven by robust disbursements in vehicle finance, home loans, and SME lending. Asset quality remained stable, with gross non-performing assets (GNPA) under control, reflecting prudent risk management. The company also reported healthy net interest margins and improved cost-to-income ratios.

Management reaffirmed its focus on digital transformation, customer acquisition, and geographic expansion to sustain growth momentum. Cholamandalam continues to strengthen its position in India’s retail credit market through diversified offerings and technology-led services.

Key Highlights  
Q2 FY2025–26 consolidated revenue: Rs 74.91 billion  
Net profit for the quarter: Rs 11.6 billion  
Strong disbursements in vehicle, home, and SME loans  
Stable asset quality and controlled GNPA levels  
Focus on digital expansion and operational efficiency  

Sources: Reuters, Business Standard, Cholamandalam Investor Filings, Economic Times