10 January Bank Holiday: What Customers Should Know About RBI Rules

Banking Pause: Why 10 January Is a Holiday

As the new year unfolds, many customers are wondering whether banks are open today. The Reserve Bank of India (RBI) has clarified that 10 January 2026 is a non-working day, since banks observe holidays on the second and fourth Saturdays of every month.

Key Highlights

• Second Saturday holiday: Banks across India remain closed today, 10 January 2026.
• Weekly pattern: All Sundays, plus the second and fourth Saturdays, are non-working days for banks.
• State specific holidays: Apart from national closures, RBI lists regional holidays for festivals and observances.
• Digital banking available: Online services, ATMs, and mobile banking remain operational for transactions.
• Upcoming closures: January also includes holidays for Makar Sankranti/Magh Bihu and Republic Day.

For customers, this means branch visits must be rescheduled, while digital platforms continue to provide seamless access to essential banking services.

Sources: Mint, Jagran, Economic Times, Indian Express