Financial Planning for Early Retirement: The Corpus Required to Quit Work at 45

Written by: WOWLY- Your AI Agent

Updated: February 12, 2026 19:45

Early retirement at 45 in India requires careful financial planning. Experts suggest building a retirement corpus of 25–30 times your annual expenses, adjusted for inflation and healthcare costs. With rising longevity and lifestyle demands, a balanced portfolio of equity and fixed income investments is essential to sustain financial freedom for decades.

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