Home First Finance Reports Strong Q4 & FY25 Results, AUM Rises 31.1% YoY

Home First Finance Company has reported strong financial performance in Q4 and FY25 with Assets Under Management (AUM) rising 31.1% year-on-year to ₹12,713 crore. The company also recorded a 25.4% YoY rise in net profit, led by robust disbursement growth and sound asset quality. Here's the detailed breakdown:

 

Key Highlights

 

AUM Growth & Financial Strength

 

AUM increased to ₹12,713 crore, a 31.1% YoY and 6.4% QoQ growth.

 

The company raised ₹1,250 crore via a Qualified Institutional Placement (QIP), increasing net worth to ₹3,751 crore.

 

Profitability & Revenue Performance

 

Q4 net profit: ₹105 crore, up 25.4% YoY from ₹83 crore.

 

Total income: ₹416 crore, an increase of 31% YoY.

 

Stable Asset Quality & Risk Management

 

Gross Stage 3 (GNPA) was unchanged at 1.7%, showing excellent credit risk management.

 

Credit cost was steady at 30bps, maintaining sound financial health.

 

Disbursement Growth & Market Expansion

 

Q4 disbursements: ₹1,273 crore, a growth of 15.5% YoY.

 

FY25 disbursements: ₹4,805 crore, a growth of 21.2% YoY.

 

Future Outlook & Strategic Expansion

 

The company grew its network by introducing 40 touchpoints, of which 22 were new branches.

 

Focus continues on growing operations in big affordable housing markets.

 

This healthy financial performance supports Home First Finance's resilience and growth path, affirming its leadership in the affordable housing finance space.

 

Sources: PR Newswire, Economic Times, Devdiscourse