₹14.63B Revenue, 2L Borrowers, and a 12.8% NIM—CreditAccess Grameen’s Quarter Packs a Punch

CreditAccess Grameen Ltd has reported a consolidated revenue from operations of ₹14.63 billion for the June 2025 quarter, with a net profit of ₹601.9 million. The microfinance leader has also projected its Net Interest Margin (NIM) for FY26 to range between 12.6% and 12.8%, signaling strong profitability expectations.

 

Key Highlights:

 

- Gross Loan Portfolio rose to ₹26,055 crore, up ₹107 crore from March 2025

 

- Added nearly 2 lakh new borrowers, expanding its rural lending footprint

 

- Asset quality improved across regions, with PAR 0+ falling to 5.9% from 6.9%

 

- Karnataka remained a soft spot, but other states like Bihar and Tamil Nadu showed notable recovery

 

- Collection efficiency and borrower discipline strengthened, aided by internal systems and credit monitoring

 

Strategic Outlook:

 

The company remains optimistic about sustaining growth momentum, supported by disciplined provisioning, operational scale-up, and improved underwriting.

 

Sources: Mint, Economic Times, Moneycontrol, HDFC Sky, CreditAccess Grameen Official Website.