India’s new generation of millionaires is rewriting the rules of personal finance with disciplined and tech-savvy strategies.
Financial Habits:
- Early investing in equities, startups, and global assets
- Diversification across asset classes including crypto and real estate
- Use of robo-advisors and financial planners for goal-based investing
- Prioritising emergency funds and insurance coverage
- Conscious spending and value-driven lifestyle choices
Sources: Income Tax Department Wealth Reports, Economic Times Personal Finance Desk, Business Standard Wealth Tracker